Benefits of Travelers Insurance

What to Look For in a Travelers Insurance Policy

Travelers insurance is essential to protect your investment in your next trip whether it's for business or pleasure. But every policy is different, and coverage details can be confusing. What should you look for when you're getting a quote on a travel insurance policy? Here are some important things to consider.

Trip cancellation and trip interruption coverage

Life happens. But you can't count on getting a refund from your airline, cruise line or tour operator if your plans change suddenly and you have to make an emergency trip cancellation. Consider an insurance policy that covers trip cancellations and trip interruptions for a wide range of reasons, such as weather, sudden illness, a car accident or the birth of a family member.

Emergency medical assistance and evacuation

When you're traveling abroad, suffering a health emergency can be both scary and astronomically expensive. Consider travelers insurance policies that offer coverage for emergency medical and dental care as well as medical transportation. Make sure international destinations are included.

Coverage for trip delays and lost baggage

A single delayed flight or lost suitcase can really mess up your vacation. Baggage coverage provides reimbursement if your luggage is lost, stolen or damaged. Missed connection coverage and travel delay coverage provide reimbursement for lodging, meals and other associated costs.

Coverage for financial default

If your travel supplier shuts down because of financial default, you could lose all the money you've spent on your vacation, including airline tickets and cruise reservations. Financial default coverage protects your travel investment.

Every traveler's needs are different. Make sure you review your travel insurance plan carefully before you buy, because not all plans offer the same coverage.

Review travel insurance policies offered by Allianz Global Assistance and get a free online quote.