Trip Cancellation - provides reimbursement for non-refundable trip payments
and deposits if a trip is canceled for illness, death or other specific unforeseen
Trip Interruption - provides reimbursement for non-refundable trip payments
and deposits if a trip is interrupted for illness, death or other unforeseen circumstances.
Emergency Medical / Dental - pays for the cost of treatment associated with
a medical or dental emergency incurred while traveling.
Emergency Medical Transportation - arranges to medically transport a patient
to an appropriate medical facility or to return home in order to receive care.
Baggage Loss / Damage - provides reimbursement for lost, stolen or damaged
Baggage Delay - provides reimbursement for clothing, toiletries and other
essential items if luggage is delayed for at least 24 hours.
Travel Delay - provides reimbursement for meals and accommodations when a
trip is unexpectedly delayed for six or more hours.
Vacation Delay - provides reimbursement for meals and accommodations when
a trip is unexpectedly delayed for 12 or more hours.
Missed Connection - provides reimbursement for the additional costs to "catch
up" to a cruise if the cause of delay is an accident or bad weather.
Collision / Loss Damage - covers the costs of damage to, or theft of, a rental
Travel Accident - provides cash payment for accidental loss of life or limb
Vehicle Return - provides coverage for the cost of transporting your personal
automobile back home when an unexpected illness or injury prevents completion of
Roadside Assistance - provides 24-Hour Emergency Towing, assistance with
flat tires, gas, battery jumpstart and winching.
Property Damage - pays for losses due to theft or damage to covered rental
or personal property located within the covered rental unit that is being occupied
by you and your traveling companions.
Sporting Equipment - pays for losses related to your sporting equipment that
is lost by the Common Carrier, or damaged, or stolen. Coverage is secondary to any
coverage provided by the Common Carrier.
Sporting Equipment Rental - if your sporting equipment is damaged, lost or
delayed by the Common Carrier for 12 hours or more, or stolen, the program will
reimburse you on a one-time basis for the reasonable costs of renting sporting equipment
during your trip.
Sports Traveler Cancellation/ Interruption - in the event your trip is interrupted
or canceled due to a covered reason, coverage is provided for the costs of unused
non-refundable deposits and payments that were arranged separately from the vacation
for pre-paid lift tickets, green fees, equipment rentals and lessons.
* - Please note that these summary explanations are solely intended to help our customers
file a claim, and should not be used to interpret coverage. For official definitions
regarding coverage, please refer to your Letter of Confirmation and Certificate
of Insurance/Policy. If you are unsure of which claim type to file, or have a question
regarding any claim type not listed above, please call us toll-free at 1-800-334-7525.