The more you travel, the more likely it is that something will go wrong. The Annual Deluxe Plan gives you affordable protection for a full year of trips, including coverage for trip cancellation and interruption; emergency medical care; lost, stolen or delayed baggage; and even rental car collision/loss damage insurance.
Emergency Medical Transportation - $100,000
Provides medically necessary transportation to the nearest hospital or appropriate facility following a covered illness or injury.
Travel Accident Coverage - $25,000
Provides cash payment for covered losses due to death, loss of limb(s) or sight as a result of a covered travel accident.
Collision Damage Waiver - $25,000
Covers costs if a car you're renting is stolen or is damaged in an accident or while it's left unattended.
Emergency Medical - $20,000
Provides benefits for losses due to covered medical and dental emergencies that occur during your trip. Depending on your plan, there is a $500 or $750 maximum for all covered dental expenses.
Trip Cancellation - $2,000
Reimburses your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason.
Trip Interruption - $2,000
Reimburses you for the unused, non-refundable portion of your trip and for the increased transportation costs it takes for you to return home due to a covered reason.
Baggage Loss/Damage - $1,000
Covers loss, damage or theft of baggage and personal effects.
Travel Delay - $500 (Daily Limit $150)
Reimburses you to cover additional accommodation/travel expenses and lost prepaid expenses due to a covered departure delay of six or more hours.
Baggage Delay - $200
Reimburses the reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by a common carrier for 24 hours or more. Receipts for emergency purchases are required.
Concierge - Included
Provides personalized information about your destination and assists you with obtaining restaurant reservations, tee times and tickets to events.
Existing Medical Condition - Included
Your plan may provide Existing Medical Condition Coverage if you, a traveling companion, or family member has an Existing Medical Condition. An Existing Medical Condition is an illness of injury that exhibited symptoms or was treated at any time 120 days prior to purchasing your plan. Coverage for an Existing Medical Condition is excluded unless: 1.) You purchased your plan within 14 days of making your first trip payment or first trip deposit; 2.) You purchased Trip Cancellation coverage that covers the full cost of all your non-refundable trip arrangements; 3.) You were a U.S. resident and medically able to travel on the day your purchased the plan; 4.) The total cost of your trip does not exceed the maximum cost specified by your plan. All other contract terms and conditions apply.
24-Hr Hotline Assistance - Included
With Allianz Global Assistance, you'll never travel alone. Our multilingual assistance team is available 24 hours a day to help you handle all kinds of travel emergencies. We can help you find local medical and legal professionals, arrange to send a message home, help with missed connections and lost/stolen travel documents, and much more.
If you're not completely satisfied, you have 10 days (or more, depending on your state of residence) to request a refund, provided you haven't started your trip or initiated a claim. Premiums are non-refundable after this period.
In addition to any other exclusions that may apply to a particular benefit, no coverage is provided for any loss that results directly or indirectly from any of the following unless as specifically included: all extreme, high risk sports including but not limited to: bodily contact sports; skydiving; hang gliding, bungee jumping, parachuting; mountain climbing or any other high altitude activities, caving, heli-skiing, extreme skiing, or any skiing outside marked trails; existing medical conditions; intentional self-harm, suicide or attempted suicide; pregnancy (unless unforeseen complications or problems), fertility treatments, childbirth or elective abortion; mental or nervous health disorders, (like anxiety, depression, neurosis or psychosis); use or abuse of alcohol or drugs, or related physical complications; war (declared or undeclared), acts of war, military duty, civil disorder or unrest; participation in or training for any professional or amateur sporting competition; flying or learning to fly an aircraft as pilot or crew; nuclear reaction, radiation or radioactive contamination; natural disasters; epidemic or pandemic; air, water or other pollution or threat of pollutant release; unlawful acts; expected or reasonably foreseeable events or problems; financial default of a travel supplier; terrorist events; travel bulletins or alerts; and government prohibition or regulations.