The OneTrip Premier Plan is, quite simply, the best travel insurance plan offered by Allianz Global Assistance. But it may not be the best travel insurance plan for every traveler.
You might not need $50,000 in emergency medical coverage, for instance, or $1 million in emergency medical transportation. It all depends on your destination, your health and your unique needs. Here are in-depth travel insurance reviews for both plans so you can compare and choose the right one.
Here's the upshot: Both plans give you robust coverage for all crucial travel eventualities, including trip interruption and cancellation, travel and baggage delays, emergency medical and dental coverage and emergency medical transportation. In general, the OneTrip Premier Plan doubles the coverage of the OneTrip Prime Plan for most post-departure benefits.
The biggest difference, as you can see, is in the level of coverage for medical emergencies. Both plans cover you for financial default, in case your tour operator or cruise line goes out of business. Both also include access to a 24-hour hotline you can call for assistance anywhere in the world.
If the OneTrip Prime Plan is a cozy weather-proof jacket, the OneTrip Premier Plan is a coat warm enough for an Arctic expedition. Which one should you take on your next trip? Here are four things to consider.
Whichever plan you choose, you know you're well protected. Both the Classic and OneTrip Premier Plan are highly rated in travel insurance reviews. On InsureMyTrip, 98 percent of customers said they'd recommend the OneTrip Prime Plan to a friend; 100 percent said they'd recommend the OneTrip Premier Plan.2
As always, read your policy documents carefully so you understand what's covered by your travel insurance plan. Need help figuring out which plan is best for your next trip? Call our travel insurance advisers at 1-866-884-3556. Safe travels!