AllTrips Basic

Get year-long protection for one low rate, wherever you may roam. The AllTrips Basic plan includes benefits for baggage coverage, travel delays, covered emergency medical care, emergency medical transportation, and rental car damage and theft coverage (available to residents of most states). Virtually any kind of trip is covered: weekend getaways, cross-country road trips, business travel, etc. AllTrips Basic does not include trip cancellation/interruption coverage.

All benefits are per insured unless otherwise noted. All benefits are per trip. Trips longer than 45 days are excluded from coverage.


Benefits/Coverage may vary by state, and sublimits may apply. Please see your plan for full details.

Epidemic Coverage Endorsement

Adds certain epidemic-related covered reasons for Travel Delay; Emergency Medical Care; and Emergency Transportation benefits. For example, if you are diagnosed with an epidemic disease such as COVID-19 and require emergency medical care, you may be reimbursed for costs up to your plan’s maximum limit for the Emergency Medical Care benefit. For more information, look for the Epidemic Coverage Endorsement page within your plan details.

Not available in all jurisdictions. For plans without this endorsement, certain limited-time COVID-19 claim accommodations may be available. Read our Coverage Alert for details.

Emergency Medical


Provides benefits for losses due to covered medical and dental emergencies that occur during your trip (with no deductible). There is a $750 maximum for all covered dental expenses.

Benefit is per insuredper trip.

Emergency Medical Transportation


Provides reimbursement for medically necessary transportation to the nearest hospital or appropriate facility following a covered illness or injury.

Benefit is per insured, per trip.

Baggage Loss/Damage


Covers loss, damage or theft of baggage and personal effects.

Benefit is per insuredper trip.

Baggage Delay


Reimburses the reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by a common carrier for 12 hours or more. Receipts for emergency purchases are required.

Benefit is per insuredper trip.

Travel Delay

$600 (Daily Limit $200)

Reimburses you for eligible, additional expenses due to a covered delay of six hours or more.

Benefit is per insuredper trip.

Rental Car Damage and Theft Coverage*


Covers costs if a car you're renting is stolen or is damaged in an accident or while it's left unattended (not available to residents of KS, TX, NY and WA).

Benefit is for all insured, per trip.

Travel Accident Coverage


Provides cash payment for covered losses due to death, loss of limb(s) or sight as a result of a covered travel accident.

Benefit is per insuredper trip.

24-Hr Hotline Assistance


With Allianz Global Assistance, you'll never travel alone. Our multilingual assistance team is available 24 hours a day to help you handle all kinds of travel emergencies. We can help you find local medical and legal professionals, arrange to send a message home, help with missed connections and lost/stolen travel documents, and much more.



Provides personalized information about your destination and assists you with obtaining restaurant reservations, tee times and tickets to events.

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Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment.

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Apr 10, 2019