Rental car insurance can be confusing, complicated and costly. So do you really need car rental insurance? That’s a question we hear often from travelers. The answer is yes — and no.
In most cases, you don’t need all the different kinds of rental car insurance that the rental company pushes you to buy. However, there’s one type of insurance you should get: a collision damage waiver, which covers costs associated with rental car damage or theft. It’s smart to buy a collision damage waiver before renting a car, because you can save money and avoid aggressive upsells. The Rental Car Damage Protector from Allianz Global Assistance provides up to $40,000 in coverage for just $9 per day — and, with few exceptions, covers you anywhere in the world.
In this resource guide, we help you understand if you need rental car insurance and share our best tips for saving money and driving safely overseas. Travel happy!