AllTrips Premier

Frequent travelers are all too familiar with the inconvenience and expense of missed flights, lost bags, and canceled trips. The AllTrips Premier plan is designed to make travel less stressful for you and everyone in your household by providing benefits for covered trip interruption and trip cancellation, covered emergency medical care and emergency transportation, lost/stolen or delayed baggage, and rental car damage and theft coverage (available to residents of most states).

Benefits/Coverage

Trip Cancellation

$2,000

Reimburses your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason.

Trip Interruption

$2,000

Reimburses you for the unused, non-refundable portion of your trip and for the increased transportation costs it takes for you to return home due to a covered reason.

Emergency Medical

$50,000

Provides benefits for losses due to covered medical and dental emergencies that occur during your trip. Depending on your plan, there is a $500 or $750 maximum for all covered dental expenses.

Emergency Medical Transportation

$500,000

Provides reimbursement for medically necessary transportation to the nearest hospital or appropriate facility following a covered illness or injury.

Baggage Loss/Damage

$2,000

Covers loss, damage or theft of baggage and personal effects.

Baggage Delay

$2,000

Reimburses the reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by a common carrier for 24 hours or more. Receipts for emergency purchases are required.

Travel Delay

$1,500 (Daily Limit $300)

Reimburses additional eligible accommodation/travel expenses and lost prepaid expenses due to a covered departure delay of six or more hours.

Rental Car Damage and Theft Coverage*

$45,000

Covers costs if a car you're renting is stolen or is damaged in an accident or while it's left unattended (not available to residents of all states).

Travel Accident Coverage

$50,000

Provides cash payment for covered losses due to death, loss of limb(s) or sight as a result of a covered travel accident.

24-Hr Hotline Assistance

Included

With Allianz Global Assistance, you'll never travel alone. Our multilingual assistance team is available 24 hours a day to help you handle all kinds of travel emergencies. We can help you find local medical and legal professionals, arrange to send a message home, help with missed connections and lost/stolen travel documents, and much more.

Concierge

Included

Provides personalized information about your destination and assists you with obtaining restaurant reservations, tee times and tickets to events.

Pre-Existing Medical Condition

Available

Your plan may provide Pre-Existing Medical Condition Coverage if you, a traveling companion, or family member has a Pre-Existing Medical Condition. A Pre-Existing Medical Condition is an injury, illness, or medical condition that, within the 120 days prior to and including the certificate purchase date:

  1. Caused a person to seek medical examination, diagnosis, care, or treatment by a doctor;
  2. Presented symptoms; or
  3. Required a person to take medication prescribed by a doctor (unless the condition or symptoms are controlled by that prescription, and the prescription has not changed).

This plan waives the exclusion for pre-existing medical conditions if at least one of the following conditions are met: A) The trip was purchased during the coverage period; B) Your policy was purchased within 14 days of the date of the first trip payment or deposit; or C) You have continuous coverage. You have “continuous coverage” when the Coverage Effective Date of this policy is no later than seven days after the Coverage End Date of a previous annual policy issued to you by us.

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AllTripsPremier

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Apr 10, 2019