AllTrips Prime

If you take three or more trips per year, AllTrips Prime can be a great choice. This plan gives you affordable, reliable protection for a full 365 days of travel, including benefits for covered trip cancellation and interruption, covered emergency medical care and emergency transportation, lost/stolen or delayed baggage, and rental car damage and theft coverage (available to residents of most states). Trip cancellation/interruption benefits can reimburse your prepaid, non-refundable expenses — such as transportation costs, vacation rental costs, hotel deposits, even campground reservations — if you must cancel or cut your trip short due to a covered reason.

All benefits are per insured unless otherwise noted. All benefits are per trip except for Trip Cancellation and Trip Interruption - which are per travel insurance plan. Trips longer than 45 days are excluded from coverage.


Benefits/Coverage may vary by state, and sublimits may apply. Please see your plan for full details.

Epidemic Coverage Endorsement

Adds certain epidemic-related covered reasons for Trip Cancellation/Interruption; Travel Delay; Emergency Medical Care; and Emergency Transportation benefits. For example, you may be reimbursed for prepaid, nonrefundable, unused trip costs if you must cancel your trip because you, a travel companion, or a family member are diagnosed with an epidemic disease such as COVID-19. For more information, look for the Epidemic Coverage Endorsement page within your plan details.

Not available in all jurisdictions. For plans without this endorsement, certain limited-time COVID-19 claim accommodations may be available. Read our Coverage Alert for details.

Trip Cancellation


Reimburses your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason.

Benefit is per insured, per year.

Trip Interruption


Reimburses you for the unused, non-refundable portion of your trip and for the increased transportation costs it takes for you to return home due to a covered reason.

Benefit is per insured, per year.

Emergency Medical


Provides benefits for losses due to covered medical and dental emergencies that occur during your trip (with no deductible). There is a $500 or $750 maximum for all covered dental expenses.

Benefit is per insured, per trip.

Emergency Medical Transportation


Provides reimbursement for medically necessary transportation to the nearest hospital or appropriate facility following a covered illness or injury.

Benefit is per insured, per trip.

Baggage Loss/Damage


Covers loss, damage or theft of baggage and personal effects.

Benefit is per insured, per trip.

Baggage Delay


Reimburses the reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by a common carrier for 12 hours or more. Receipts for emergency purchases are required.

Benefit is per insured, per trip.

Travel Delay

$600 (Daily Limit $200)

Reimburses you for eligible, additional expenses due to a covered delay of six hours or more.

Benefit is per insured, per trip.

Rental Car Damage and Theft Coverage*


Covers costs if a car you're renting is stolen or is damaged in an accident or while it's left unattended (not available to residents of KS, TX, and NY).

Benefit is for all insureds, per trip.

Travel Accident Coverage


Provides cash payment for covered losses due to death, loss of limb(s) or sight as a result of a covered travel accident.

Benefit is per insured, per trip.

24-Hr Hotline Assistance


With Allianz Global Assistance, you'll never travel alone. Our multilingual assistance team is available 24 hours a day to help you handle all kinds of travel emergencies. We can help you find local medical and legal professionals, arrange to send a message home, help with missed connections and lost/stolen travel documents, and much more.



Provides personalized information about your destination and assists you with obtaining restaurant reservations, tee times and tickets to events.

Pre-Existing Medical Condition


Your plan may provide Pre-Existing Medical Condition Coverage if you, a traveling companion, or family member has a Pre-Existing Medical Condition. A Pre-Existing Medical Condition is an injury, illness, or medical condition that, within the 120 days prior to and including the certificate purchase date: 1, Caused a person to seek medical examination, diagnosis, care, or treatment by a doctor; 2. Presented symptoms; or 3. Required a person to take medication prescribed by a doctor (unless the condition or symptoms are controlled by that prescription, and the prescription has not changed).

This plan waives the exclusion for pre-existing medical conditions if at least one of the following conditions are met:

  1. The trip was purchased during the coverage period;
  2. Your policy was purchased within 14 days of the date of the first trip payment or deposit; or
  3. You have continuous coverage. You have “continuous coverage” when the Coverage Effective Date of this policy is no later than seven days after the Coverage End Date of a previous annual policy issued to you by us.

Get a Quote

Type the country where you will be spending the most amount of time.

Calculate Your Trip Cost
Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment.

Travel Dates

{{quote.travel_dates ? quote.travel_dates : "Departure - Return" | formatDates}}

Plan Start Date

{{quote.start_date ? quote.start_date : "Date"}}



Apr 10, 2019