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Travel Insurance Benefits

Trip Change Protector

Trip Change Protector
Allianz - Trip Change Protector

Definition: Reimburses fees or extra expenses from a carrier or supplier if you must cancel or change your airline, rail, cruise, or tour itinerary for a covered reason. The trip change protector benefit also can reimburse fees for redepositing loyalty points, if you use those points to purchase travel and then cancel or change your trip for a covered reason.

Covered reasons include having your trip canceled or interrupted for a covered reason listed in your plan or because:

  • You or a traveling companion are delayed by severe weather on the way to your travel carrier’s departure, as long as you allowed enough time to board as scheduled.
  • You’re traveling in order to attend an event and the event gets rescheduled. In this instance, the trip change protector benefit can reimburse any fees incurred to change your travel and lodging arrangements to when the rescheduled event occurs.

Example: You book a flight to Jamaica this fall to attend a multi-day reggae music festival. A week before the event, however, an oncoming hurricane forces organizers to reschedule the festival for the spring. You contact your airline to change the flight, and they charge you a $100 change fee. Luckily, you have travel insurance with the trip change protector benefit, which means you can file a claim and be reimbursed for the fee.

Available inOneTrip PrimeOneTrip Premier

Dec 09, 2022