Allianz - Travel
Travel Resources

Travel Insurance CAN Cover Pre-Existing Conditions

Pre-Existing Medical Conditions

Good news! As long as you meet certain requirements, travel insurance can cover losses related to pre-existing medical conditions. Protect yourself and your next trip at AllianzTravelInsurance.com.


Transcript:

Obviously you didn’t ask for a pre-existing medical condition. But now it’s extra, unwanted baggage (pun intended) that you have to haul around, including when you travel.

In general, a pre-existing condition is any illness or injury present within the 120 days prior to buying your plan, counting your plan purchase date.

Or, we could call it what it is—a hassle.

But, you don’t let your health conditions stop you from making the most of every trip. And, they don’t have to stop you from protecting your trips either.

Luckily, health conditions you may have do not affect the cost of your plan. Generally, your age and your trip expenses, not your health, will be determining factors for the price of your plan.

As long as you check these boxes, you may be eligible for pre-existing condition coverage.

  • Are a U.S. resident
  • Insure the full, non-refundable cost of your trip within fourteen days of paying your first trip deposit
  • Are medically able to travel when you purchase your plan

Sound like you? Visit AllianzTravelInsurance.com to find your plan and protect your trip.

Allianz - AZ_OPM_Insurance_Partner


Jul 23, 2026