ONE-TRIP PLANS

Safer travel starts with travel protection

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International Travel Insurance

Why buy travel insurance for an overseas trip? In short: The risks of travel are greater when you're far from home. If something goes wrong—such as a missing bag, an unexpected trip interruption, a long travel delay or a medical emergency—travel insurance can protect you from financial losses and provide you get the help you need.

What’s the best travel insurance for an international trip?

Every year, 59 million U.S. travelers choose Allianz Travel Insurance to protect their travels, because they know they can rely on Allianz for 24-hour worldwide assistance and fast claim processing. The best Allianz plans for international travel include these crucial protections:

  • Emergency medical and dental. International travel insurance with medical benefits is a must. Overseas healthcare providers typically do not accept U.S. health insurance plans. Without travel insurance, you may have to pay out of pocket for your care.
  • Emergency medical transportation. The cost of a medical evacuation in another country (or from a cruise ship), plus your repatriation home, can be enormous if you don’t have insurance.
  • Global Doctor Visits. Need urgent care while traveling? Find a local doctor and schedule your appointment with the Allyz® app. Your plan can cover the consultation fees for your first three visits. (Global Doctor Visits are available with plans that include emergency medical benefits. Not available in all countries; see a current list of destinations here.)
  • Trip cancellation/interruption. Travel insurance can reimburse you for lost, pre-paid, nonrefundable travel expenses if you must cancel or interrupt your trip for a covered reason.
  • Coverage for pre-existing conditions. Virtually all Allianz Travel Insurance plans can reimburse covered losses caused by an existing medical condition, as long as you meet the requirements for the Pre-Existing Medical Condition Exclusion Waiver.
  • Protection from common travel mishaps: The best international travel insurance plans also protect you in case of travel delays and baggage delays, loss, theft, and damage.

Compare international travel insurance plans from Allianz Partners

 

Trip Cancellation/
Trip Interruption

Travel Delay

Baggage Loss/
Damage

Emergency Medical/
Emergency Transportation

Best For…

OneTrip Basic

Up to $10,000/
$10,000

$300 (daily limit $150)

$500

Up to $10,000/
$50,000

Budget international travel protection

OneTrip Prime

Up to $100,000/
$150,000

$800 (daily limit $200; daily no-receipts limit $100)

$1,000

Up to $50,000/
$500,000

International vacations, cruises, and multi-generational trips. Children 17 and under can be covered for free when traveling with a parent or grandparent.*

OneTrip Premier

Up to $200,000/
$300,000

$1,600 (daily limit $200; daily no-receipts limit $100)

$2,000

Up to $75,000/
$1 million

Luxury international vacations, adventure travel, and multi-generational trips. Children 17 and under can be covered for free when traveling with a parent or grandparent.*

AllTrips Prime

$3,000 (per insured, per year)

$600 (per insured, per trip; daily limit $200)

$1,000 (per insured, per trip)

$20,000/
$100,000 (per insured, per trip)

Protecting multiple trips, whether international or domestic

AllTrips Premier

Tiered options from $2,000-$15,000 (per insured, per year)

$1,500 (per insured, per trip; daily limit $300)

$2,000 (per insured, per trip)

$50,000/
$500,000 (per insured, per trip)

Whole-household protection for international and domestic travel

* One child per insured traveler; not available on policies issued to Pennsylvania residents.

Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/coverage may vary by state, and sublimits may apply.

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Aug 07, 2026