How does travel insurance protect you when you’re facing an unexpected trip delay or a last-minute trip cancellation? This video examines these two key benefits and explains how they work.
Delays and cancellations. When you’re traveling, these are two of the words you never want to hear.
But if you have a travel insurance plan, a trip delay or trip cancellation may not cause quite as much anxiety, uncertainty or lost prepaid fees, depending on the particulars of your plan. Let’s break down both — including how they’re different, and how travel insurance can help you out in the scenario that you encounter a trip delay or cancellation.
First, let’s look at trip cancellation. This occurs when your trip is over before you even start. If you purchase a plan with trip cancellation benefits, and then you need to cancel your trip for a covered, unforeseen reason — for example, you or a travel companion endure a covered injury — the trip cancellation benefit may refund the prepaid, nonrefundable costs of your trip. This includes costs such as airfare, cruise tickets, tour bookings and hotel reservations.
Trip delay, on the other hand, refers to a brief pause in your travel plans while you are traveling. (Although few unexpected delays ever seem brief when you’re traveling, right?) Once you’ve begun your trip, if your trip is delayed more than six consecutive hours for a covered reason, the travel delay benefit may reimburse you for meals, accommodations and lost prepaid expenses.
If you want to learn more about trip delay vs. trip cancellation, go to Allianz Travel Insurance dot com or call us at 1-866-884-3556 to speak to one of our customer service experts, they’re available for you 24/7.