One common question we hear from travelers is, “What does travel insurance cover when you’re pregnant?” This video explains situations that can and can’t be covered. In general, travel insurance can cover financial losses resulting from unforeseen pregnancy complications. Normal pregnancy can be considered a covered reason for trip cancellation, if the pregnancy occurs after the effective coverage date.
Pregnancy can be super exciting — and super complicated, too. If you’re expecting a baby and thinking about traveling soon, you’re probably wondering: What does travel insurance cover when you’re pregnant?
It’s really important to read your plan carefully to see what’s covered, but most plans can cover situations caused by unforeseen pregnancy complications. That means your travel insurance may reimburse you for your lost trip costs if you have to cancel a trip because of unforeseen pregnancy complications. Or, if you need emergency treatment for pregnancy complications while you’re traveling, your insurance may reimburse you for the cost of that medical care. It’s up to a doctor to determine whether something is a serious pregnancy complication and advise you to cancel or interrupt your trip.
What about cancelling a trip because you get pregnant? Normal pregnancy can be considered a covered reason for trip cancellation if the pregnancy occurs after the effective date of coverage.
We know this gets confusing. If you have questions about travel insurance and pregnancy, we can help! Visit our website to learn more or call us to speak to one of our customer service experts. They’re available 24/7.