One-Trip Plans

Get 365-Day Annual Travel Protection

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Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment.

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Annual Travel Insurance Plans

Is annual travel insurance really worth it? If you travel more than a couple of times a year, the answer is probably yes.

A multi-trip plan from Allianz Partners can save you money. Even better, it gives you the freedom to travel whenever you wish, knowing that you have the security of always-on travel protection.

Buy it once, and you’re protected for almost any trip that takes you 100+ miles away from home. *

Family vacations

Business travel

International trips

Road/RV trips

Cruises

Weekend getaways

Which is the best annual travel insurance plan for you?

  • AllTrips Basic: Best for frequent travelers who don’t need to protect pre-paid trip expenses. Our most affordable multi-trip plan; does not include trip cancellation/trip interruption.
  • AllTrips Prime: Best for individuals who travel often (2+ trips per year). Good all-around protection, with trip cancellation and trip interruption benefits to protect your nonrefundable trip costs.
  • AllTrips Executive: Best for people who travel often for work and leisure. Includes special covered reasons and benefits for business travelers, such as business equipment protection.
  • AllTrips Premier: Best for individuals and families who want top-level travel protection. Includes multiple tiers of coverage for trip cancellation/interruption, plus the option to cover your entire household.

Compare annual travel insurance plans

 

Trip Cancellation/
Trip Interruption

(per insured, per year)

Emergency Medical/
Emergency Transportation

(per insured, per trip)

Travel Delay

(per insured, per trip)

Baggage Loss/Damage

(per insured, per trip)

Rental Car Damage and Theft Coverage

(for all insureds, per trip)*

AllTrips Basic

Not included

$20,000/$100,000

$600 (daily limit $200)

$1,000

$45,000

AllTrips Prime

$3,000

$20,000/$100,000

$600 (daily limit $200)

$1,000

$45,000

AllTrips Executive

Tiered options from $5,000-$10,000

$50,000/$250,000

$1,600 (daily limit $200)

$1,000

$45,000

AllTrips Premier

Tiered options from $2,000-$15,000

$50,000/$500,000

$1,500 (daily limit $300)

$2,000

$45,000

* Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

** Rental car protection is not available to residents of KS, TX, and NY.

Featured Article

Allianz - Annual Travel Insurance

How Annual Travel Insurance Works: A Round-Up of Our Most Popular Guides

Buying annual travel insurance is one of the best money-saving travel hacks. For one affordable price, you’re protected for 365 days of adventure. Before you purchase a plan, however, you need to know how it works. Here, we’ve collected some of our most popular articles about yearly travel insurance.

annual

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Feb 18, 2026