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How Does Travel Insurance Offer Peace of Mind?

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Allianz - hiker resting in hammock

If you’re feeling anxious about an upcoming trip, you’re not the only one.

American travelers are worried about their safety and security, research shows. They’re worried about travel delays and trip cancellations. They’re worried about extreme weather and medical emergencies. 

There’s no way to guarantee your trip will be risk-free. But there is something that can help you stop being anxious about traveling: travel insurance.

According to the recent Global Travel Confidence Index survey from Allianz Partners, more than four in ten Americans (42%) have purchased or are likely to purchase travel insurance for their summer trips. Their #1 motivations? Peace of mind and protection against unforeseen events.

These are the top ways Allianz Travel Insurance provides that peace of mind, according to real travelers’ reviews on Trustpilot.

Travel insurance makes stressful cancellations easier to deal with.

“Cancellation required due to medical issues. Refund was fast, no hassle, easy to upload documents. I was impressed. Won't book anything without insurance again. Can never expect the unexpected. It was bad enough with 2 hospital stays and then to be told I medically couldn't travel. Thank God for this insurance, it took a lot of stress away. Thank you.” – Julie Jo R.

Having to cancel a trip unexpectedly is hard. Having to cancel a trip unexpectedly because of a personal crisis is even harder. Trip cancellation insurance relieves stress by reimbursing you for prepaid, nonrefundable trip costs when you must cancel for a covered reason.

For additional peace of mind, consider buying the Cancel Anytime upgrade. Available on our most popular plans, OneTrip Prime and OneTrip Premier, Cancel Anytime can reimburse 80% of your lost non-refundable trip costs if you cancel your trip for almost any unforeseeable reason your plan does not already cover.

Travel insurance can ease money worries.

“All I can say is at a very critical time when we found out that my husband needed a quadruple heart bypass surgery and we had to cancel our vacation which included pre-paid airfare tickets and a non-refundable cruise deposit having Allianz insurance was an absolute pleasure.

We were able to take care of everything right on the app. We uploaded a letter from his doctor, along with documentation from the cruise line and the airline showing what non-refundable monies we paid. From when we submitted the claim it was paid/deposited into our checking account in about three days. Having Allianz insurance gave us immediate peace of mind. We would never go on any vacation without using them again, ever!!!” – Mara

Travel can be a big financial risk. If you spend thousands on a trip, and then you find out you can’t get a refund for a last-minute cancellation, that’s a crushing blow.

Travel insurance can save you from taking the financial hit, so you can reschedule your trip for a better time. And we believe that you shouldn’t have to wait any longer than necessary to get reimbursed. That’s why Allianz Partners offers fast claims processing on our site and in the Allyz® app.

Travel insurance makes sure you get the help you need in an emergency.

“I feel deeply grateful and satisfied with the support provided by Allianz Partners during my difficult time. After falling ill while on a cruise ship, I reached out to Allianz Partners for assistance. The company's representatives responded promptly, demonstrating professionalism, empathy, and efficiency. They carefully listened to my concerns, understood the urgency of the situation, and took immediate action to coordinate the necessary medical support, arrangements for repatriation as needed, and other related services.

Throughout the process, I experienced clear communication, reassurance, and personalized care from Allianz Partners. The company's team went above and beyond to ensure that I received the appropriate medical attention and felt supported throughout the ordeal. As a result, I feel extremely appreciative of Allianz Partners for their excellent service, which alleviated stress during a challenging time and demonstrated the company's commitment to my well-being.” – Deborah J.

Getting sick or injured when you’re far from home can be a nightmare. You don’t speak the language. You don’t know where to go for high-quality medical care. You don’t know how much it’s going to cost.

Travel insurance with emergency medical and dental benefits sets your mind at ease. Not only can it reimburse the cost of care for covered medical and dental emergencies that occur during your trip, but it ensures you have someone looking out for you and managing your care.

Travel insurance can help solve the biggest travel challenges.

“On the very first day in Japan, I unfortunately fell off my bicycle and suffered a knee fracture. What was supposed to be a short and simple trip turned into a very difficult one, as I spent the entire 10 days resting and was taken to the emergency room. Allianz, of course, covered all emergency medical expenses without any issues.

Because of my injury, I was advised by my doctor that I needed to keep my knee from bending during the 13-hour flight back to New York. For three days, I contacted the airline, but nothing was resolved, and I was told to try negotiating at the counter on the day of departure. I felt extremely anxious and almost overwhelmed.

However, about 12 hours before my flight, I reached out to Allianz’s US Overnight Customer Service Team as a last attempt. Despite the time difference, they responded immediately. I was truly amazed by their speed and efficiency, and they quickly arranged a solution that would allow me to fly home safely.

When I arrived at the airport and learned that a suitable seat for the long flight had been secured, I felt such relief that I was brought to tears. I was deeply impressed and incredibly grateful for their support.” – Nana

When you’re facing a seemingly impossible situation while traveling, remember: You don’t have to solve it on your own. That’s what travel insurance is for!

Connect with 24-hour assistance via phone or the Allyz® app. Our team of multilingual problem solvers is available to help you with all kinds of challenges.

Travel insurance lets you enjoy your trip.

People often tell us they’re grateful they bought travel insurance—even when they never had to use it.

  • “No issue at all. Just peace of mind knowing we’re covered.” – Manny B.
  • “Knowing Allianz had my back in the event of any travel issues let me have a better vacation without stress.” – Jennifer K.
  • “I was glad I had your travel insurance. Even though I did not need it while on my cruise, I had peace of mind knowing that IF I needed it, it would be there. – Joyce R.

We’re grateful that 55 million travelers each year trust Allianz Partners to provide the best travel insurance options for peace of mind. Got a trip coming up? Get a quote for travel protection.

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Aug 07, 2026