Allianz - lake landscape
Travel Insurance Benefits

Emergency Medical and Dental Benefits

emergency medical benefits
Allianz - emergency medical benefits

Definition: Emergency medical and dental benefits cover losses due to covered medical and dental emergencies that occur during your trip. By “losses,” we mean reasonable, medically necessary costs for medical or dental services, supplies and charges incurred for a covered health emergency.

Depending on the plan you choose, emergency medical benefits may be primary coverage with no deductible for emergency medical or dental benefits. Make sure to read your plan documents carefully for full details.

Example: During a yoga retreat in Santa Fe, you feel a sharp pain in your side that gets worse and worse. You call Assistance services or use the TravelSmart app to get help and find the closest pre-screened medical provider. The doctor diagnoses appendicitis and rushes you to the hospital for emergency surgery. Our award-winning Assistance team monitors your care and even advances payments to the hospital, up to the limit of your emergency medical/dental coverage. Your emergency medical or dental benefits can reimburse you for the covered costs of your emergency medical care, up to your plan limits.

Available in: OneTrip Basic Plan, OneTrip Prime Plan, OneTrip Premier Plan, OneTrip Emergency Medical Plan, AllTrips Basic, AllTrips Prime, AllTrips Executive, and AllTrips Premier

Further Reading

See All Travel Insurance Benefits >>

Sep 18, 2019