You made the reservations six months ago. You've packed everything you could possibly need for your vacation, from flip-flops to sunglasses. But even the best-planned trips can be derailed by circumstances beyond your control. What should you do if your trip gets cancelled?
If you miss a flight or are otherwise delayed, you need to make reasonable efforts to continue your trip. Find the nearest customer service desk to reschedule your flight as quickly as you can. You can also try calling the airline on your mobile phone or going online to reschedule your flight. If you have a travel insurance plan through Allianz, our 24-hour hotline assistance can help.
If you experience a hiccup in your travel plans that slows you down or sends you home a little early, that's considered a trip interruption. But if you miss more than half of the total length of your trip because your travel is delayed, this situation may be considered a trip cancellation for insurance purposes.
Trip cancellation benefit gives cash back for prepaid, nonrefundable payments if you have to cancel your trip for one of the reasons covered by your policy. It also may cover the extra cost of single accommodations if your travel companion canceled his or her trip for a covered reason.
If you purchased trip cancellation insurance, you'll need to submit documentation that shows why your trip was canceled and the total amount you need to be reimbursed. Save every email and piece of paper related to your trip, including:
If you purchased trip cancellation insurance, it's essential to let your insurance provider and your travel supplier know as soon as possible that your trip has been cancelled. If you cancel your trip for a covered reason, you must notify your travel supplier(s) within 72 hours of the cancellation to qualify for the largest reimbursement possible.
If you have a plan with Allianz Travel Insurance, there are many covered reasons for last-minute trip cancellations. One common reason is a medical emergency: if you, your travel companion or a family member suffers a serious injury or illness. A doctor must examine the sick or injured person and advise that the trip be cancelled.
Other covered reasons include personal misfortunes you can't control, such as losing your employment after three or more years on the job or suffering a burglary, fire or other disasters that leave your home uninhabitable. You can find a full list of covered reasons for trip cancellation in the documents for your specific Allianz Travel Insurance plan.
Are you covered in case of an unexpected trip cancellation? Protect yourself and your travel investment with innovative trip insurance products by Allianz Global Assistance.