Getting sick or injured on an international trip is a traveler's worst nightmare. Not only does a medical emergency completely derail your vacation plans, but it's stressful, too. How will you find a doctor? Can the local hospital provide high-quality healthcare? How much will treatment cost?
Being covered by a good travel insurance policy that includes emergency medical benefits, may help you alleviate some of your worries. Here are the three reasons you need to think about buying medical travel insurance for your next international trip.
Here's one mistake many travelers make: Even if you begin to feel terrible while on vacation, you put off going to a doctor as long as you can. You hope desperately that you'll get better, so you don't ruin your vacation.
But that stomach ache could be something more serious than eating too much Thai curry. And the longer you delay getting help, the more likely it is that a health problem or accident turns into a medical emergency. A good medical travel insurance policy may help you find a doctor and may provide coverage for your covered emergency medical care and evacuation if needed.
Falling ill or suffering an accident is bad enough. Losing your hard-earned vacation makes you feel even worse. Look for a travel insurance plan that offers not only emergency medical benefits but also includes trip cancellation and trip interruption benefits. That means that if you're forced to cancel or cut your trip short for a covered reason, the policy will provide reimbursement for non-refundable travel expenses.
Hope for the best but prepare for the worst, as mothers everywhere like to say. Although you expect your next vacation to go smoothly (and we hope it will!) you just never know what will happen. That's why it's important to have a travel insurance policy that includes emergency medical benefits that can cover worst-case scenarios. Just make sure you review your insurance plan carefully before you buy because not all plans offer the same coverage.