Allianz - Travel
Travel Resources

Travel Insurance with Emergency Medical Benefits

Allianz - hiding-money

Getting sick or injured on an international (or even domestic) trip is a traveler's worst nightmare. Not only does a medical emergency completely derail your vacation plans, but it's stressful, too. How will you find a doctor? Can the local hospital provide high-quality healthcare? How much will treatment cost?

Being covered by a good travel insuranceplan that includes emergency medical benefits may help you alleviate some of your worries. Here are the three reasons you need to think about buying travel insurance with emergency medical benefits for your next international trip.

1. In a medical emergency, you can't afford to wait.

Here's one mistake many travelers make: Even if you begin to feel terrible while on vacation, you put off going to a doctor as long as you can. You hope desperately that you'll get better, so you don't ruin your vacation.

But that stomach ache could be something more serious than eating too much Thai curry. And the longer you delay getting help, the more likely it is that a health problem or accident turns into a medical emergency. A good travel insurance plan may help you find a doctor and even provide coverage for your covered emergency medical care and evacuation if needed.

2. Travel insurance with emergency medical benefits can save your vacation.

Falling ill or suffering an accident is bad enough. Losing your hard-earned vacation makes you feel even worse. Look for a travel insurance planthat offers not only emergency medical benefits but also includes trip cancellation and trip interruption benefits. That means that if you're forced to cancel or cut your trip short for a covered reason, the plan can provide reimbursement for non-refundable travel expenses.

3. On any vacation, you need to be prepared for the worst-case scenario.

Hope for the best but prepare for the worst, as mothers everywhere like to say. Although you expect your next vacation to go smoothly (and we hope it will!) you just never know what will happen. That's why it's important to have a travel insurance planthat includes emergency medical benefits that can cover worst-case scenarios. Just make sure you review your insurance plan carefully before you buy because not all plans offer the same coverage.

Landing a travel insurance plan with emergency medical care and emergency medical transportation benefits is just half the battle. It’s also important to know how your plan benefits work in case you need to use them. It’s tough to put a price on peace of mind so that is why we are here to help. 

Related Articles


Sep 07, 2018