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Travel Insurance Benefits

Emergency Transportation

Emergency Transportation
Allianz - emergency medical transportation

Definition: If a covered illness or injury occurs during your trip and our medical assistance team determines that the local medical facilities are unable to provide appropriate medical treatment, emergency transportation benefits can pay for you to be transported to the nearest appropriate facility. Please note that in order to receive these benefits, you or your representative must contact Allianz Global Assistance to make transportation arrangements in advance.

Emergency transportation benefits can arrange and pay for your transportation home — with a medical escort, if needed — once your condition is stable. These benefits also can arrange and pay for transporting a friend or relative to come to your bedside, if you’ll be hospitalized for more than 48 hours during your trip.

Example: You’re riding the trails at a remote lodge in Wyoming when your horse bucks and throws you to the ground, causing serious injuries. Paramedics determine you need to be airlifted immediately to the nearest hospital. Allianz Travel Insurance’s Assistance team arranges for a helicopter to take you to the nearest appropriate hospital, and your emergency transportation benefits cover the cost.

After you learn you’ll be in the hospital for several days, the Assistance team arranges and pays for a family member to fly in and stay with you. Once your condition has stabilized, your Assistance contact arranges your flight home, so you can continue your recovery.

Available in: OneTrip Basic Plan, OneTrip Prime Plan, OneTrip Premier Plan, OneTrip Emergency Medical Plan, AllTrips Basic, AllTrips Prime, AllTrips Executive, and AllTrips Premiere

Epidemic Coverage Endorsement: While epidemics are generally excluded from travel insurance coverage, we are currently offering certain temporary accommodations for COVID-19 related claims. Also, some of our travel insurance plans now include the new Epidemic Coverage Endorsement, which adds covered reasons to select benefits for certain losses related to COVID-19 and any future epidemic. (Benefits vary by plan and are not available in all jurisdictions).

If your plan includes the Emergency Transportation benefit and the Epidemic Coverage Endorsement, then your benefits may pay for a medically necessary emergency evacuation if you become seriously ill with COVID-19 while traveling. Our medical team will consult with the local doctor. If they determine that the local medical facilities are unable to provide adequate treatment, then our team can arrange and pay for emergency medical transportation to the nearest appropriate hospital.

Availability of Epidemic Coverage Endorsement, including specific benefits and covered reasons described here, varies by product and by state.  Products may not include all benefits or covered reasons described here. To see if your plan includes this endorsement and what it covers, please look for “Epidemic Coverage Endorsement” on your Declarations of Coverage or Letter of Confirmation. Terms, conditions and exclusions apply. Benefits may not cover the full cost of your loss.  All benefits are subject to maximum limits of liability, which may in some cases be subject to sublimits and daily maximums.

Learn more about the Epidemic Coverage Endorsement

Further Reading

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Sep 18, 2019