Allianz - Travel
Travel Resources

Benefit Descriptions

Please note that these summary explanations are solely intended to help our customers file a claim, and should not be used to interpret coverage. Not all of these benefits are included in every Allianz Global Assistance travel insurance plan. For official definitions regarding coverage, as well as the maximum limit for each benefit, please refer to your policy documents.

Trip Cancellation – reimburses your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason.

Trip Interruption – reimburses you for the unused, non-refundable portion of your trip and for the increased transportation costs it takes for you to return home if you must interrupt your trip due to a covered reason.

Emergency Medical / Dental – provides benefits for losses due to covered medical and dental emergencies that occur during your trip.

Emergency Transportation – provides medically necessary transportation to the nearest hospital or appropriate facility following a covered illness or injury.

Baggage Loss / Damage – provides reimbursement for loss, damage or theft of baggage and personal effects.

Baggage Delay – reimburses the reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by an airline, cruise line or other travel service provider for a specified amount of time. Some plans offer a fixed inconvenience payment of $100 after a covered baggage delay.

Travel Delay – provides reimbursement for additional travel and lost prepaid expenses if your trip is delayed for a specified amount of time for a covered reason. Can also reimburse additional transportation expenses if you miss your cruise or tour because of a covered delay. Some plans offer a fixed inconvenience payment of $100 after a covered travel delay.

Change Fee Coverage – provides reimbursement for any fee you are charged to change your airline or rail ticket, if you must change your ticket due to a covered reason.

Loyalty Program Redeposit Fee Coverage – provides reimbursement for frequent flyer mile redeposit fees in the event of a covered trip cancellation or trip interruption.

Collision / Loss Damage - Covers costs if a car you're renting is stolen or is damaged in a covered accident or while it's left unattended.

Travel Accident – provides cash payment for accidental loss of life or limb while traveling.

Sporting Equipment – provides reimbursement, less available refunds, for the actual cash value/repair cost/replacement cost (whichever is lowest) for sporting equipment that’s lost or damaged by a travel supplier, or stolen, while you are on your trip. Coverage is secondary to any coverage provided by the travel supplier.

Sporting Equipment Rental – provides reimbursement for reasonable costs for renting replacement sporting equipment to use during your trip, up to the maximum benefit listed, if your sporting equipment is lost, damaged, or delayed by a travel supplier during your outbound travel, or stolen while on your trip.

Sports Traveler Cancellation/ Interruption – provides reimbursement, less any available refunds, for a sporting fee for a covered sporting activity, in the event your trip is interrupted or canceled due to a covered reason.

* - Please note that these summary explanations are solely intended to help our customers file a claim, and should not be used to interpret coverage. For official definitions regarding coverage, please refer to your Letter of Confirmation and Certificate of Insurance/Policy.


Sep 06, 2018