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Honeymoon Travel Insurance Benefits

Couple in Pool
Allianz - Couple in Pool

Here's a piece of good advice for any groom- or bride-to-be: Don't worry too much about planning the perfect wedding day, because something will go wrong. Your best man will forget his dress shoes or your aunt will have one cocktail too many, or your band will play the wrong song. It's still going to be the best day of your life.

Three Reasons to Buy Travel Insurance for Your Honeymoon

Just don't let your honeymoon be the one thing that goes awry. The best way to ensure you have a stress-free vacation is to purchase a travel insurance policy. Here are the three reasons you need to buy honeymoon travel insurance.

1. Your honeymoon is a big investment.

Whether your ideal honeymoon is a two-week tour of Italy or a long weekend tucked away in a cozy mountain cabin, you've probably been saving up for the trip. But if you have to cancel your trip or change your plans for any reason, you may lose the money you've spent.

Don't assume cruise lines, airlines and tour companies will give you a full refund for last-minute trip cancellations. You need travel insurance to protect your honeymoon investment. Look for a travel insurance policy that covers trip cancellations and trip interruptions for a broad array of reasons - such as medical emergencies, natural disasters, and even terrorist threats.

2. You don't want your honeymoon to be a less-than-perfect experience.

One couple had planned an adventure-travel honeymoon in Costa Rica, with rainforest hiking, snorkeling, and horseback riding on the beach. But just a few days before the wedding, the groom got in a car accident and broke his ankle. They didn't have trip insurance, so they spent their honeymoon sitting in beach chairs instead of exploring.

Although sitting on the beach may sound appealing to many, it wasn't this couple's dream honeymoon. Make sure you buy a travel insurance policy that will reimburse you for prepaid expenses for activities when you've had an accident or sudden illness, then at least you won't be out-of-pocket for activities you can't enjoy.

3. Honeymoon travel insurance lets you relax.

Menus. Budgets. Seating charts. Planning a wedding is stressful enough; you don't want to lose sleep over planning your honeymoon, too. The honeymoon is your one chance to relax and let go of all your pre-wedding worries.

The most important benefit travel insurance offers you is peace of mind. It's tough to relax if you're worried about hurricanes, getting sick, losing your passport or missing your flight. A good travel insurance policy will offer coverage for the unexpected so you can focus on what matters - spending time with the one you love. Just make sure you review your insurance plan carefully before you buy because not all plans offer the same coverage.

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Jul 11, 2017